Klix Pay Later widget¶

In order to add Klix Pay Later monthly payment widget to your store place following script in head part of the page.

<head>
   <!-- Klix Pay Later widget -->
   <script type="module" src="https://klix.blob.core.windows.net/public/pay-later-widget/build/klix-pay-later-widget.esm.js"></script>
   <script nomodule="" src="https://klix.blob.core.windows.net/public/pay-later-widget/build/klix-pay-later-widget.js"></script>
</head>

Then place Klix Pay Later monthly payment widget source code just below the product price. You should pass at least product price, language and your Brand ID to widget.

<body>
   ...
   <klix-pay-later amount="67900" brand_id="702314b8-dd86-41fa-9a22-510fdd71fa92" 
      language="en" theme="light" view="product" category="SPORTS_GOODS">
   </klix-pay-later>
   ...
</body>

For Shopify integration:

<body>
   ...
   <klix-pay-later amount="{{ product.price | money_numbers_only}}" brand_id="702314b8-dd86-41fa-9a22-510fdd71fa92" 
      language="en" theme="light" view="product" category="SPORTS_GOODS">
   </klix-pay-later>
   ...
</body>

Klix Pay Later widget in product page

We strongly recommend to place Klix Pay Later monthly payment widget both on product, shopping cart and checkout page so that customer can preview monthly payment also if multiple different products are added to the shopping cart.

Widget parameters are described in the following table.

Parameter	Description	Optional
`amount`	Product price in cents (if widget is shown in product view)/shopping cart item total amount in cents (if widget is shown in shopping cart/checkout view)	false
`brand_id`	Brand ID assigned to your company after Klix agreement signing	false
`language`	Widget language ( Latvia "en", "lv", "ru", Lithuania: "lt")	false
`theme`	Currenly only "light" theme is supported	true
`view`	Widget placement in site. Following placements are supported: "product", "cart", "checkout".	true
`category`	Product category. Should be specified only in case merchant sells different type of goods. Possible values: TV_HOME_APPLIANCES, CLOTHES_SHOES_ACCESSORIES, ELECTRONICS, COMPUTER_EQUIPMENT, FURNITURE, SPORTING_GOODS, GARDEN_GOODS, COSMETICS, CHILDREN_GOODS, CAR_GOODS, MOTO_GOODS, FOR_HOME_AND_REPAIR, ZOO_GOODS, GROCERIES_AND_ALCOHOL, BOOKS, MEDICAL_GOODS, GIFT_CARDS, DELIVERY, OTHER	true
`type`	If not provided widget size will be standard, if provided `type="micro"` then widget will be small size.	true

Klix Pay Later monthly payment widget displays monthly payment information depending on a country, financing product type assigned to your merchant configuration.

Here are few examples of how Klix Pay Later monthly payment widget might look like in case of different financing product types:

Monthly payment widget displaying grace i.e. Klix FREE financing product information for Latvian merchant

Monthly payment widget displaying installment financing product information for Latvian merchant

Monthly payment widget displaying commission financing product information for Latvian merchant

Monthly payment widget displaying grace i.e. Klix FREE financing product information for Lithuanian merchant

Monthly payment widget displaying installment financing product information for Lithuanian merchant

Monthly payment widget displaying commission financing product information for Lithuanian merchant

Monthly payment widget displaying installment financing product information for Latvian merchant

Monthly micro payment widget displaying commission financing product information for Lithuanian merchant

In order to add Klix Pay Later monthly payment widget with adjustable down-payment amount to your store place following script in head part of the page.

<head>
   <!-- Klix Pay Later widget with adjustable down-payment amount -->
    <script type="module" src="https://klix.blob.core.windows.net/public/pay-later-calculator-widget/build/klix-widget.esm.js"></script>
</head>

Then place Klix Pay Later monthly payment widget source code in desired place and pass data-brand-id, data-loan-amount and data-locale-attributes.

<body>
   ...
   <klix-widget id="klix-custom-widget" data-brand-id="a6cef80b-92a4-4bc2-b611-7dc597f9a999" data-loan-amount="75000" data-locale="lv"></klix-widget>
   ...
</body>

Here are few examples of how Klix Pay Later monthly payment widget with adjustable down-payment amount might look like in case of different financing product types:

Monthly payment widget displaying grace i.e. Klix FREE financing product information for Latvian merchant

Monthly payment widget displaying multiple installment financing product information for Lithuanian merchant

In order to add Klix Pay Later monthly payment widget with adjustable principal and down-payment amount to your store place following script in head part of the page.

<head>
   <!-- Klix Pay Later widget with adjustable down-payment amount -->
    <script type="module" src="https://klix.blob.core.windows.net/public/pay-later-calculator-widget/build/klix-widget.esm.js"></script>
</head>

Then place Klix Pay Later monthly payment widget source code in desired place and pass data-brand-id, data-loan-amount, data-amount-slider and data-locale attributes.

<klix-widget data-brand-id="702314b8-dd86-41fa-9a22-510fdd71fa92" data-locale="en" data-loan-amount="67800" data-amount-slider="true"></klix-widget>

Parameter	Description	Optional
`data-brand-id`	Brand ID assigned to your company after Klix agreement signing	false
`data-loan-amount`	Product price in cents	false
`data-locale`	Representative example language. Possible values: "en", "lv", "ru", "lt", "et"	false
`data-amount-slider`	Paraameter should be set to `true`	false

This type of widget allows you to implement monthly payment widget that matches your web-page design. To enable monthly payment widget custom view you should set global variables showCustomView to true and provide implementation for following functions:

<!DOCTYPE html>
<html lang='en'>
    <head>
        ...
        <!-- Klix Pay Later widget -->
        <script type="module" src="https://klix.blob.core.windows.net/public/pay-later-widget/build/klix-pay-later-widget.esm.js"></script>
        <script nomodule="" src="https://klix.blob.core.windows.net/public/pay-later-widget/build/klix-pay-later-widget.js"></script>
        <script type="application/javascript">
            window.showCustomView = true;
            window.customMiniWidget = {};

            window.customMiniWidget.populateData = function (data) {
                // This function will be called once monthly payment data is retrieved from Klix API.
                // data contains two fields: preferredOffer of type FinancingProduct and offers of type FinancingProduct[]:
                // data.preferredOffer is a preferred financing product offer determined by merchat configuration
                // data.offers is a list of all financing product offers available to this merchant
                this.monthlyPaymentAmount = data.preferredOffer.monthlyPaymentAmount;
                this.repaymentCount = data.preferredOffer.totalRepaymentCount;
            }

            window.customMiniWidget.returnWidgetView = function () {
                // This function should return string representation of HTML view of this custom design widget e.g. 
                return `
                <div>
                    <span>${this.repaymentCount} mēn. Х ${this.monthlyPaymentAmount}&nbsp;€</span>
                </div>`
            }
        </script>
    </head>
    <body>
        ...
        <klix-pay-later amount="75000" brand_id="a6cef80b-92a4-4bc2-b611-7dc597f9a000" language="en" theme="light" view="product" category="ELECTRONICS">
        </klix-pay-later>
    </body>
</html>

FinancingProduct class fields description:

Parameter	Description	Type
`id`	Financing product id	string
`requestedAmount`	Total purchase amount e.g. 600 EUR	number
`downPaymentAmount`	Down-payment amount that will/must be paid by customer e.g. 100 EUR	number
`principalAmount`	Loan amount to be borrowed e.g. 600-100=500 EUR	number
`apr`	Annual percentage rate	number
`commissionRate`	Commission rate	number
`fixedCommission`	Commission amount if product have fixed commission amount	number
`interestRate`	Interest rate	number
`gracePeriodRepaymentCount`	Grace period repayment count (only for product type GRACE_PERIOD)	number
`totalRepaymentCount`	Total loan repayment count	number
`monthlySplitPaymentAmount`	Monthly payment amount if loan will be repaid within grace period	number
`monthlyPaymentAmount`	Monthly payment amount including all fees	number
`monthlyPaymentGraceAmount`	Monthly payment amount within grace period if extended term is chosen	number
`firstMonthPaymentAmount`	First month payment amount for loan (monthly payment + commission fee in case of COMMISSION product)	number
`name`	Name of this financing product	string
`productType`	Type of this financing product. Possible values: `GRACE_PERIOD`, `INSTALLMENT_CREDIT`, `COMMISSION`	string
`sequence`	Financing product sequence	number

Representative example¶

This API endpoint allows you to retrieve a representative example. The amount should correspond to the exact product price.

https://api.klix.app/financing/v2/preliminary-offers/pl/representative-example?b=702314b8-dd86-41fa-9a22-510fdd71fa92&a=56000&d=12&l=en

Example

{
  "representativeExample": "Representative example: Loan amount: €560, loan duration: 12 mos., monthly payment: €46.67, total loan amount: €576.8, interest rate: 0%, annual percentage rate (APR): 5.78%, commission fee: €16.8. Calculations are only informative, and each customers situation is evaluated individually. The lending service using Klix is provided by AS Citadele banka, AS Lateko Līzings, or SIA Aizdevums.lv."
}

Preliminary offers parameters description:

Parameter	Description	Optional
`b`	Brand ID assigned to your company after Klix agreement signing	false
`a`	Product price in cents	false
`l`	Representative example language. Possible values: "en", "lv", "ru", "lt", "et"	true
`d`	The duration variable is used to specify the length of time over which the loan will be repaid.	true

Klix Pay Later widget¶

Simple monthly payment widget¶

Monthly payment widget with adjustable down-payment amount¶

Monthly payment widget with adjustable order and down-payment amount¶

Monthly payment widget with custom view¶

Representative example¶